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The Cheapest Motor Trade Car Insurance
We provide a service for people in the motor trade, helping them to find cheap motor trader insurance for their particular situation. Anyone working on a self-employed basis in the motor trade is eligible for motor trader insurance, whether you own a garage or work as a self-employed valet, cleaning cars.
There are various types of motor trader insurance and the most appropriate will depend on the kind of work you do. As a road user, you will need the basic minimum of a third party only policy. This will cover you should your vehicle cause an accident to other road users and is a legal requirement under UK law. A third party fire and theft policy will also cover you should any of vehicles be stolen or damaged by fire. A fully comprehensive type of motor trader insurance will give you full protection, covering you for any damage to your vehicles as the result of a road traffic accident.
With all of the above types of motor trader insurance, you can help to reduce the costs in several ways. For instance, you can take out security measures to protect your vehicles from theft, such as installing immobilisers, car alarms and locking devices. Insurance is all about risk, so by reducing the risk that your vehicles may be stolen you can reduce the costs of your motor trader insurance. You can also take an advanced driving course such as Pass Plus. This will demonstrate to insurers that you are an experienced drive who knows how to drive safely and so there is less risk of your being involved in a road traffic accident. Lessening the risk will again reduce the cost of your motor trader insurance.
If you sell goods of any kind, you may want to incorporate sales and product indemnity into your motor trader insurance. This will cover you should any product turn out to be faulty and a customer makes a claim against you. Repairs indemnity will cover you should a customer have an accident and claim it was a direct result of a repair that you carried out.
Taking out a number of options in this way will not only protect your business, it will also reduce the cost of your motor trader insurance as insurers reward customers who take out a number of options by offering them a discount on the overall plan. Combined motor trader insurance will therefore reduce the costs f your insurance.
A further way to get cheap motor trade car insurance is to use expert advice from people who know the business. We can save you time and money by applying our expertise to finding you the cheapest motor trader insurance available in the market place. To request a quote, please use the online form and we will get back to you promptly with a response.
